Based on the results of my quantitative and technical models, portfolios perform optimally with monthly rebalancing compared to weekly or quarterly rebalancing. Therefore, I currently offer subscriptions exclusively with monthly rebalancing. However, I may also introduce subscriptions with quarterly and weekly rebalancing in the future.

Currently, @ShubhaangBot on the Telegram app is the only platform integrated with my cloud system to provide 24/7 access to model portfolio updates for subscribers.

However, I am exploring other reliable and secure alternatives, and subscribers will be notified once these platforms become available.

My investment system and model portfolio compositions do not rely on target and stop-loss levels.

Holdings in a script will be maintained as long as the probability of growth, as determined by my quantitative and technical models, remains favourable.

Ultimately, it is up to the investor’s discretion to set targets or stop-loss levels, but my system does not indicate specific levels for these.

Each model portfolio is linked to a recommended minimum capital to justify the annual fee I can charge as a SEBI Research Analyst, in compliance with SEBI regulations (i.e., maximum of upto 2.5% of the capital or ₹1,51,000 per year).

Investors may determine the amount of capital to invest in a model portfolio beyond the minimum recommended amount. A model portfolio designed for ₹20,00,000 is also suitable for investments of up to ₹20 crores.

Each month, a portfolio of 10 stocks may typically undergo a composition change of 10-30% depending on various portfolio parameters. This percentage tends to decrease as the portfolio size increases.

If rebalancing is missed for a month, there may not be significant losses with the existing portfolio; however, it could result in missed opportunities and increase the risk of adverse outcomes during that time.

For investors who anticipate returns annually and those with an investment horizon of 1 year, my model portfolio services are entirely free.

I offer two model portfolios for such investors to choose from, which can be renewed annually at no cost.

Please refer to the page https://shubhaang.com/offers/ to subscribe to those plans.

While those two model portfolios carry a minimal risk level of approximately 3%, investors can expect returns between 6% to 10% annually.

All other paid model portfolios carry higher risk levels and are intended for investors with an investment horizon of 5 years or more, focusing on the compound annual growth rate (CAGR) for overall capital growth in the long term.

With portfolios comprised of equity instruments, regular annual income cannot be guaranteed or expected, a reality well understood by equity investors. Some years may yield substantial positive returns, while others may result in marginal or negative returns. 

In a short-term investment horizon of 1 year, the chances of incurring capital losses cannot be overlooked, even with a top portfolio that has the potential to deliver substantial risk-adjusted returns. However, as the investment duration extends, the chances of capital losses become nearly negligible, while the chances of capital appreciation—2x, 3x, 4x, 5x, and so on—increase significantly.

Based on the information provided, your capital will be approximately ₹5,00,000 within one year.

Therefore, you can select a plan suitable for a capital of ₹5,00,000 with a 10-year investment horizon, or choose based on your risk tolerance levels, ETF composition, or portfolio size. You may further refine your plan selection based on your preferred stocks group.

If you have no other preferences, consider selecting the plan with the highest simulated growth multiple as it reflects optimal value based on various key criteria.

The ‘MarketCap – Small Cap 250’ stocks group could be a premium category in the subscription catalog, offered at a slightly higher subscription fee and available only to subscribers with investment capital exceeding the minimum required for that plan.

If you cannot find the ‘MarketCap – Small Cap 250’ stocks group, it is likely because, based on the filters you have applied, it is not available for subscription.

Yes, absolutely.

If you can determine the total capital you will accumulate through your SIPs in a year, along with any existing capital, you can use that total as a reference for your annual capital.

From there, you can select a subscription plan based on other criteria such as risk, investment horizon, ETF composition, and stocks group.

Once a plan is subscribed, you can continue adding capital and modify your portfolio monthly.

Portfolio rebalancing can be adjusted according to the available capital at that moment.

Simply update the investment amount in the bot command you use to access your model portfolio, and your portfolio weightages will be adjusted according to the latest investment amount.

Yes, absolutely.

Choose a subscription based on your initial capital and other parameters such as risk, investment horizon, ETF composition, and stocks group.

Once subscribed, you can withdraw the necessary amount according to your needs while keeping the remaining balance invested.

However, I strongly advise that the annual withdrawal amount from a lump sum investment should not exceed 6% of the initial capital, which translates to a maximum monthly withdrawal of 0.5% of your initial capital.

Each month, simply update the available investment amount in the bot command you use to access your model portfolio, and the weightages will be adjusted accordingly.

There are two reasons why the order status may still be on hold:

1) The payment has not yet been reflected in my bank account, or

2) The self-attested PAN card has not been uploaded. As Research Analysts, it is mandatory for us to collect and maintain PAN-based KYC records of our clients as per SEBI regulations.

In most cases, if the self-attested PAN card is not uploaded with the order, it will remain on hold. The likelihood of the order being held due to non-receipt of funds is minimal. Therefore, please ensure that a self-attested copy of the PAN card is submitted along with the order in ‘My Orders’ section, clearly stating the reason for sharing and the date.

My ‘Model Portfolio’ services are tailored to meet the needs of long-term investors committed to a reliable investment system. Consequently, short-term subscription options such as 1-month, 3-month, and 6-month subscriptions have been excluded.

If affordability is your main concern, I recommend selecting a plan that fits within your budget from the available subscription options. Each subscription plan I offer undergoes the same rigorous process to create a portfolio with stocks from a specific group aligned with the investment objective, featuring a high probability of growth.

Integrating my model portfolio updates from the cloud system into subscribers’ demat accounts with a single click presents a complex technical challenge that requires seamless integration of various platforms. Currently, this feature is not available on this website or on my Telegram bot. I am currently exploring solutions for this challenge.

Each month, a subscriber must manually implement the portfolio rebalance changes in their demat account, which typically takes about 5 to 10 minutes. Although there are a few aggregator platforms that can provide a one-click solution to simplify this task, I would need to share up to 50% of my revenue for that feature, which I am not comfortable with. Additionally, if I were to provide my model portfolio services through these platforms, subscription costs would likely increase to offset revenue losses.

While there are certain advantages to partnering with aggregator platforms in terms of reach and visibility, I will not be able to offer the full range of subscription options that I provide directly through my Telegram bot, for various technical reasons.

In the event that my model portfolios are made available through aggregator platforms, the accessibility links will be published on this website.

1. As a Research Analyst, I am not authorised to manage clients’ Demat Accounts.
2. With access to a Model Portfolio through my Telegram bot @ShubhaangBot as an investment reference, there is no need to allow anyone else to manage your Demat Account or make investment decisions on your behalf.
3. Even if I had the necessary permissions from SEBI to manage your Demat Account, utilising a model portfolio obtained from my Telegram bot based on your investment needs I would require only about 5 to 10 minutes each month to sell a few stocks and purchase new ones in their place—tasks that you should be able to manage easily yourself.
4. If you still wish for me to manage your Demat Account and share profits with me along with the annual fee, I will notify you once I obtain the necessary permissions from SEBI. Until then, you can subscribe to my Model Portfolio services and manage your Demat Account independently.

I strongly advise against sharing your Demat Account, Trading Account, and Bank Account details with anyone, including myself as a Research Analyst.