Financial Calculators

Lumpsum/ SIPs Investment Future Value Calculator

Monthly
Quarterly
Yearly
₹
₹1,000
₹2,000
₹3,000
₹4,000
₹5,000
₹10,000
₹15,000
₹20,000
₹25,000
₹30,000
₹35,000
₹40,000
₹45,000
₹50,000
₹60,000
₹70,000
₹75,000
₹80,000
₹90,000
₹1,00,000
₹1,50,000
₹2,00,000
₹2,50,000
₹3,00,000
₹3,50,000
₹4,00,000
₹4,50,000
₹5,00,000
₹6,00,000
₹7,00,000
₹8,00,000
₹9,00,000
₹10,00,000
Projected Returns @12%
Invested Amount ₹12,00,000 (₹12.00 lacs)
Est. returns ₹11,19,695 (₹11.20 lacs)
Total value ₹23,19,695 (₹23.20 lacs)

Retirement Savings Calculator

Retirement Savings Calculator

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Illustrative Early Retirement Scenario:

Inputs:

  1. Your Current Age (SIPs Starting Age): 21
  2. Anticipated Retirement Age: 40
  3. Current Retirement Savings Balance: ₹0
  4. Annual Interest Rate (Annual Growth Rate): 45%
  5. Amount at Retirement (Needed Retirement Corpus): ₹100,00,00,000 (₹100 Crores)

Interpretation:

Starting at age 21 with ₹0 savings balance, monthly SIPs of ₹5,457 invested in a portfolio averaging 45% annual returns would grow to a retirement corpus of ₹100 crore by age 40.

Drivers of a Larger Retirement Corpus:

  1. Longer interval between SIP start age and retirement age. (Earlier the start, better the likelihood of achieving retirement goals with greater ease.)

  2. Larger Initial Savings Balance.

  3. Higher Monthly SIP Contributions

  4. Portfolio Delivering Superior Risk‑Adjusted Returns (Portfolio with Maximum Sharpe Ratio for a given Risk Level).

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